Flat fees. No commission.
No subscriptions.
Every fee below is one-time and fixed before I start — you always know the number. I take no commission on the deal and nothing from the other side: you are the only person I answer to. Deal Screen and Reality Check memos are personally reviewed and signed by the founder — who that is, and how to verify it →. Prices are final — no VAT is added (small-business exemption, Art. 53.º CIVA).
"Is any of these an obvious dud — before I go deeper?"
- One focused pass per listing — send several if you're comparing
- The 12-tripwire sweep against public info — every check logged: passed, flagged, or blocked (with the reason)
- A one-paragraph verdict per listing, in plain English, on top of the log
- Early stop: if a deal-fatal flag shows up in this quick look, I say so straight away — and you can stop at €99, no upsell
- €99 credited toward a Screen if you upgrade within 30 days
- A triage scan: enough to kill a bad listing — never enough to clear one, or to commit on
"What do the records show, what stays unresolved — and what must I demand before I commit?"
- The full public-records screen — registries, insolvency, courts, licences
- The two-page Decision Memo: one clear verdict — Walk · Only-If · Resolve-first · No public-record blocker
- The deal-defining risk with the evidence behind it — or, where the covered sources show none, that stated plainly
- A local-market check: the competition around the premises, and whether it makes the claimed revenue look plausible — or worth challenging
- The exact documents & certificates to demand before any LOI or deposit
- Evidence appendix — sources cited with retrieval dates; blind spots listed explicitly
- The seller's private numbers are the next step — this tier tells you exactly which to demand
"Are the earnings real — and does the asking price actually hold up?"
- Everything in the Screen, plus analysis of the seller's own numbers — accounts, bank statements, till data
- Choose this tier once you already hold those documents — before that, the Screen is the right step (it tells you exactly what to demand)
- An estimate of the real owner's cash flow behind the declared figures
- A payback range read from the documents you obtained: at €N–€N a year in owner earnings, the asking price takes M–M years to return before your own salary, with every assumption named. Not a valuation, and not a negotiating position — no single price line is drawn.
- The cash-consistency review — where declared revenue and real activity don't line up
- A price-sanity check on non-audited numbers — not a certified valuation or an audit
A local abogado or advogado bills roughly €150–300/hour — and rightly starts after you've decided the deal deserves legal spend. DIY means learning two countries' registries in a language you don't read, on a deal where the seller has years of head start. A screen is the fixed-price step before either.
The cheapest bad deal is the one you don't sign. A typical small-business purchase puts €30,000–150,000 plus a deposit at stake — against €99–950 of hard questions asked while you can still walk away.
That's not a wasted fee — it's the second-best outcome. A "no public-record blocker" verdict with the demand checklist lets you negotiate and decide with evidence, not hope. The best outcome is the deal-killer caught before your deposit — that one pays for itself many times over.
Where this practice stands, honestly: the method is validated on real listings and real court records — the practice runs are published, findings and all — and the first client cohort is open now. You will find no reviews here yet, because I don't invent them: client reviews appear from client #1, with consent, critical ones included. Read the practice track record →
Paying safely: nothing is charged until I've personally confirmed your deal is a fit. Payment goes through Stripe — card-network protections apply, and every engagement is covered by the written Terms, including the completion-and-continuity commitments and the money-back guarantee above.
No black box. Here is the whole deal,
tier by tier.
Most firms in this space make you ask for a quote to learn what you'd even get. Below is the full scope of each tier — what you bring, what I work with, what you receive, and what is deliberately not inside.
€99 · Red Flag Quick Scan— the 24-hour gut-check, in full
You bring — and the scan has two input states
Minimum: one or more listing links (send several if you're comparing). If you also have the exact address, include it — all 12 tripwires can then run, including registry, insolvency and courts. If all you have is the link, we run the public-sources pass — and the difference is substantial: five of twelve tripwires stay blocked until the business can be identified; the report shows exactly which, and what one line from the broker unblocks. The NIF and legal name belong to the €550 intake. No private seller documents at this tier, in either state.
I work with
The listing, the identifiers you supply, and the business's visible footprint — run through 12 deal-killer tripwires: identity, registry, insolvency, courts, public tax flags, licence regime, listing forensics (age, intermediary, ad-text fraud patterns), premises ownership, workforce exposure. One pass per source: flags are named with their statute, never priced — the €-models live in the Screen.
You receive
A one-paragraph verdict per listing, within 24 hours — "obvious red flag surfaced: X", "no obvious red flag surfaced, and the company behind the listing was not confirmed", or "publicly unverifiable — caution" — plus the logged check sheet: all 12 tripwires shown as passed, flagged, or blocked with the reason, and up to three cautions priced in euro. If the listing is anonymised, the sheet shows exactly which checks that blocks and the one line that unblocks them.
Not included
No registry deep-dive, no corporate-acts history, no competition sweep, no economics — and no private seller documents, even if you attach them: this tier reads public sources only, so hold your documents back for the tier built to analyse them. This tier does not ask for the seller's tax number, so it never confirms which legal entity stands behind the sign — which is why nothing here can be read as a finding about that company. It decides whether a listing is worth a Screen; it does not check a business. Early stop: if this quick look surfaces a deal-fatal issue within its scope, you hear it straight away and can stop at €99 — I won't pitch you a full Screen after I've already found a deal-breaker.
€550 · Deal Screen— the full public-record screen, in full
You bring
The listing plus the short intake — ideally the business name or address. If the target can't be identified even with that, I tell you before the 48-hour clock starts, not after.
I work with
Public records reachable from a desk: company registries and corporate-acts history, insolvency and bankruptcy registers, court databases, sanctions lists, municipal licensing and terrace registries where published, the business's digital footprint — and a mandatory competition sweep of comparable businesses around the premises. Every source is logged with its access date, including the ones that couldn't be retrieved.
You receive
The two-page Decision Memo in 48 hours: one verdict (Walk · Only-If · Resolve-first · No public-record blocker), the risk finding — the deal-defining risk with its evidence, or a plain statement where the records show none — the demand-before-deposit checklist, per-area traffic lights with a dedicated competition row, the coverage meter, the named blind-spot box, and the evidence appendix. Read a full sample →
Not included
The seller's private numbers — this tier analyses no financials at all; it tells you exactly which documents to demand so the next tier can. No seller or broker contact, ever. And no tier, at any price, reaches beneficial ownership, pending first-instance lawsuits, past directorships or private credit records — those need your lawyer's registry access, and I say so instead of pretending.
€950 · Reality Check— the seller's numbers, tested — document-dependent
You bring — this tier has an entry gate
The seller's own documents, which you obtain and forward (I never contact the seller): 2–3 years of filed accounts or tax declarations, 12–24 months of bank statements, the till export if it's a cash business, the lease, the licences, staff records. No documents — no Reality Check: the engagement is delivered as a €550 Screen plus a bilingual Document Request Pack telling you exactly what to demand — and when the set is complete, the Screen upgrades to a Reality Check for the €400 difference (within 30 days). The document set locks when the clock starts — the memo lists exactly what was received and analysed; late arrivals join an upgrade or a re-issue order, never the running engagement. I never reconstruct earnings from assumptions.
What each document unlocks
Accounts + bank statements + till data → the real-cash-flow estimate and the cash-consistency review. The lease and licences → the stress-test scenarios (rent, renewal, key person, licence). The full set → the price-sanity check against the documents you obtained and the verdict re-issued on the fuller evidence. Your own budget (optional) → the affordability cross-check.
You receive
In 3–5 days: everything in the Screen, refreshed, plus the earnings read behind the declared figures, the cash-consistency review with the specific divergences, 2–3 break-the-earnings scenarios, a negotiation plan with walk-away lines, and a payback range phrased exactly as it is: "at €N–€N a year in owner earnings, €ASK takes M–M years to return before your own salary" — with the assumptions named, the range shown low to high, and no single price line drawn. Not a valuation, and not a negotiating position.
Not included
Not a certified valuation and not an audit — I'm not a valuer, and this is a common-sense test on non-audited seller numbers. The same structural blind spots as every tier remain, named in the memo. How the seller behaves when you request the documents — speed, completeness, evasions — goes into the memo as a diagnostic, free.
How an engagement actually runs
- You send the deal through the form. No payment yet.
- I check it's a fit and reply personally. If it isn't — wrong stage, needs a lawyer not a screen, target can't be identified — I say so and decline or point you to the right tier, before any money moves.
- You get a payment link. The clock starts on payment confirmation (next business day when paid outside working hours) — 24 hours, 48 hours, or 3–5 days by tier. The evidence base locks at that moment: I analyse exactly what was submitted with the order — the memo lists it, item by item.
- The memo arrives — Deal Screens and Reality Checks personally signed — with its evidence appendix — and the guarantee above applies to every one. Documents that turn up later don't stretch the delivered memo — they start your upgrade: the €99 credits toward a Screen, and a Screen upgrades to a Reality Check for the €400 difference (both within 30 days).
Where this works: small-business purchases in Spain and Portugal — traspasos, trespasses, asset and share purchases of small operating businesses. Everyday sectors: cafés and workshops, shops and guesthouses, services and local trade. Heavily regulated niches — healthcare, financial services — need sector specialists on top of a screen, and if yours is one, I say so at intake instead of pretending. What always stays with your local professionals: signing, transfer execution, tax structuring and the on-site inspection — the memo tells you exactly what to hand them.
This service is an independent commercial opinion. It is not legal, tax, accounting, investment or financial advice, not an audit, and not a valuation. The memo reports documented risk factors reachable from public records (and, at the relevant tier, the documents you supply) — it does not and cannot certify the absence of hidden liabilities. Full terms: Terms of Engagement.
Complete memo —
or your money back.
Every Screen contains four named elements: the verdict · the risk finding — the deal-defining risk where the covered sources show one, or the explicit "no public-record blocker found" statement where they show none · the demand-before-deposit checklist · the source list with retrieval dates. If any of the four is missing from your delivered memo, tell me within 7 days — I fix it within 2 working days, or you choose a full refund or a credit. No argument. The guarantee is about the memo being complete, not about it finding a problem.
This covers completeness, not agreement — a verdict you dislike isn't a defect; independence means the answer isn't for sale. And before any of that: you pay nothing until I've confirmed your deal is a fit.
The price climbs with depth —
not with access to secrets.
Some things aren't reliably visible from remote public-record work at any price — beneficial owners, pending first-instance lawsuits, private credit data, documents a seller withholds. Paying more does not unlock them. I name them in every memo so they're never mistaken for "checked". What a higher tier buys is deeper analysis of what can be seen:
is there an obvious dealbreaker in plain sight?
what could kill this deal, and what must I demand from the seller?
are the seller's numbers real, and does the asking price hold up against them?
For scale: buying a business you haven't vetted doesn't cost the purchase price — it costs that plus the debts, the lease, the staff obligations and a year of your life. A Screen is €550 of hard questions asked before you're committed, not after.
Before you ask —
the answers in writing.
Which tier do I need?
How does payment work — and when does my clock start?
Can I cancel after ordering? (EU withdrawal right)
Is VAT added to the price?
What if you find nothing wrong?
How is this different from a low-cost company-data report (€5–50)?
Do you offer refunds?
Have a listing in mind?
No payment until I confirm it's a fit · Deal Screen and Reality Check memos personally signed · commercial opinion, not legal advice.